Payments, Billing & Merchant Of Record for In-App purchases & app subscriptions
The processors and billing layers behind every checkout: subscriptions, invoicing, tax compliance and payouts. Every listing below pays for in-app purchases & app subscriptions. Ranked by editor score with traffic minimums, payout terms, web rank and the niches each one accepts.
Updated September 2026 · 8 listings · web ranks refreshed daily
How to choose payments, billing & merchant of record for in-app purchases & app subscriptions
Shortlist two or three platforms and price them at the revenue you expect in a year, not today: a 10% revenue share is cheap at $500/month and ruinous at $50,000. Check what you own when you leave (customer list, email addresses, files), whether the platform is the merchant of record for tax, and how fast payouts arrive.
Stripe 🧰 PlatformFree
The payments and billing platform behind most creator and SaaS checkouts; 2.9% + 30c, tax on you unless you add Stripe Tax.
RevenueCat 🧰 PlatformFreemium
In-app subscription infrastructure for iOS, Android and web: paywalls, entitlements, analytics; free up to $2,500 MTR.
Adapty 🧰 PlatformFreemium
In-app subscription SDK with paywall A/B testing and analytics; free to $10k MTR.
PayPal 🧰 PlatformFree
The payout method most networks use and a checkout buyers already trust; 3.49% + 49c on commerce payments.
BitCart 🧰 PlatformOpen source
Self-hosted, non-custodial crypto payment processor for BTC, ETH, LTC, USDT and more
Bigcapital 🧰 PlatformOpen source
Open-source accounting and invoicing software with double-entry bookkeeping, self-hostable or cloud.
Zoneless 🧰 PlatformOpen source
Self-hosted, open-source stablecoin payments stack with a Stripe-compatible API
Epusdt 🧰 PlatformOpen source
Self-hosted crypto payment gateway (USDT and other chains) with a hosted checkout page and EPay-compatible API.
More for In-App purchases & app subscriptions
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