Payments, Billing & Merchant Of Record for Direct ad sales
The processors and billing layers behind every checkout: subscriptions, invoicing, tax compliance and payouts. Every listing below pays for direct ad sales. Ranked by editor score with traffic minimums, payout terms, web rank and the niches each one accepts.
Updated September 2026 · 6 listings · web ranks refreshed daily
How to choose payments, billing & merchant of record for direct ad sales
Shortlist two or three platforms and price them at the revenue you expect in a year, not today: a 10% revenue share is cheap at $500/month and ruinous at $50,000. Check what you own when you leave (customer list, email addresses, files), whether the platform is the merchant of record for tax, and how fast payouts arrive.
Stripe 🧰 PlatformFree
The payments and billing platform behind most creator and SaaS checkouts; 2.9% + 30c, tax on you unless you add Stripe Tax.
PayPal 🧰 PlatformFree
The payout method most networks use and a checkout buyers already trust; 3.49% + 49c on commerce payments.
BitCart 🧰 PlatformOpen source
Self-hosted, non-custodial crypto payment processor for BTC, ETH, LTC, USDT and more
Bigcapital 🧰 PlatformOpen source
Open-source accounting and invoicing software with double-entry bookkeeping, self-hostable or cloud.
Zoneless 🧰 PlatformOpen source
Self-hosted, open-source stablecoin payments stack with a Stripe-compatible API
Epusdt 🧰 PlatformOpen source
Self-hosted crypto payment gateway (USDT and other chains) with a hosted checkout page and EPay-compatible API.
More for Direct ad sales
📡 Direct ad sales networks (0) 🛒 Direct ad sales marketplaces (1) Direct ad sales guide