Gumroad vs Payhip (2026): Which Pays Better?

Both are popular digital product & checkout platforms. Here is how Gumroad and Payhip stack up on requirements, what you keep, payout terms, strengths and weaknesses, and which one we would pick.

Gumroad

The simplest way to sell digital products and memberships; merchant of record, 10% flat fee, no monthly cost.

8.4 /10

Pricing: Free

Pros

Live in minutes with checkout, file delivery, licence keys and a discover marketplace
Handles VAT and US sales tax as merchant of record

Cons

10% is expensive past a few thousand dollars a month
Limited design control and email tools

Visit Gumroad ↗

Payhip

Sell downloads, courses, coaching and memberships with a free plan at 5% and paid plans at 0%.

7.8 /10

Pricing: Free plan, paid from $29/mo

Pros

Handles EU VAT and UK VAT as merchant of record on all plans
Courses, coaching and memberships included

Cons

Store design is basic
Marketing tools are thin

Visit Payhip ↗

Gumroad vs Payhip at a glance

	Gumroad	Payhip
Editor score	8.4 / 10	7.8 / 10
Pricing model	Free	Freemium
Starting price	Free	$29/mo
Web rank	#2.8k	#6.3k
Minimum traffic	None	None
Revenue share / fee	10% + payment fees per sale (merchant of record)	5% on the free plan, 0% on paid plans ($29+/mo)
Commission	–	–
Payout	Weekly (Fridays)	Instant via PayPal / Stripe
Methods served	digital products, memberships subscriptions	digital products, memberships subscriptions, online courses, coaching services
Niches accepted	General, Tech & SaaS, Finance & Insurance, Health & Supplements, Gaming & Esports, E-commerce & Retail	General, Tech & SaaS, Finance & Insurance, Health & Supplements, Gaming & Esports, E-commerce & Retail
Reader upvotes	0	0
Best for	digital products, merchant of record, memberships	digital downloads, courses, vat

Our pick

Gumroad edges it with a score of 8.4 versus 7.8. Gumroad is the better fit if you value: live in minutes with checkout, file delivery, licence keys and a discover marketplace, handles vat and us sales tax as merchant of record. Choose Payhip instead if you need: handles eu vat and uk vat as merchant of record on all plans, courses, coaching and memberships included.